Anti-Money Laundering (AML) Policy

Last updated: January 2025

1. Commitment

Etrads Inc. is committed to the highest standards of Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) compliance. We maintain a zero-tolerance policy toward financial crime and actively work to prevent the Platform from being used for money laundering, terrorist financing, or other illicit activities.

2. Know Your Customer (KYC)

All users must complete identity verification before accessing full Platform functionality. Our KYC process includes:

• Identity verification: Collecting full name, date of birth, country of residence, and email address at registration.
• Enhanced due diligence: Additional documentation may be requested for large transactions, unusual activity, or high-risk jurisdictions.
• Ongoing monitoring: User activity is continuously monitored for suspicious patterns.
• PEP screening: Politically Exposed Persons are subject to enhanced due diligence.

3. Prohibited Users and Jurisdictions

Etrads does not accept users from, or process transactions involving:

• Countries subject to comprehensive financial sanctions (OFAC, EU, UN).
• Individuals designated on any applicable sanctions list.
• Jurisdictions where CFD trading is explicitly prohibited by law.

4. Transaction Monitoring

All transactions on the Platform are monitored for suspicious activity including:

• Unusually large deposits or withdrawals inconsistent with stated purpose.
• Rapid movement of funds in and out without trading activity.
• Multiple small transactions designed to avoid reporting thresholds (structuring).
• Deposits from, or withdrawals to, high-risk jurisdictions.
• Use of anonymous or privacy-focused cryptocurrencies.

5. Reporting Obligations

Etrads is required to report suspicious activity to relevant financial intelligence units and regulatory authorities. We are prohibited from tipping off users when a suspicious activity report has been filed. We cooperate fully with law enforcement investigations.

6. Withdrawal Controls

All withdrawal requests are subject to manual compliance review before processing. We reserve the right to:

• Delay withdrawals pending completion of enhanced due diligence.
• Reject withdrawal requests that cannot be verified or appear suspicious.
• Freeze accounts and hold funds where we have reasonable grounds to suspect financial crime.
• Report and remit funds to authorities where legally required.

7. Record Keeping

We maintain records of all transactions, customer identification documents, and compliance decisions for a minimum of 7 years in accordance with applicable financial regulations.

8. Employee Training

All Etrads personnel involved in compliance, operations, and customer support receive regular training on AML/CTF obligations, red flag identification, and reporting procedures.

9. Compliance Officer

Etrads has designated a Compliance Officer responsible for overseeing the implementation of this policy, ensuring regulatory compliance, and acting as the primary point of contact for AML/CTF matters.

10. Contact

AML and compliance inquiries: compliance@Etrads.com
To report suspicious activity: aml@Etrads.com